CUSTOMERS AND PARTNERS

 

After 60 years of successful operation in Dominican Republic, the rhythm of migration to digital services is increasing for Banco ALAVER. For performing top of class services with the highest grade of security, it was mandatory to install a robust and powerful engine (Issuer-TSP) for tokenizing its payment credentials. This phase has ended and entered in operation and the roadmap is contemplating other use-cases which leverage the tokenization, as pushing those credentials into third-party wallets.

 


 BLH in Dominican Republic is now live for tokenizing all its payment credentials, in favor of various use-cases in the digital world. Anticipating the introduction in Dominican Republic of Apple-Pay and Google-Pay, which are mandating tokenization of all payment cards, the bank will rely on a secure CUB3 platform (I-TSP) for protecting those assets for the benefit and trust of the cardholders. 

Recently, BLH has enabled its mobile APP for triggering provisioning cards to Apple-Pay.

 

 

BHD International Bank in Panama is at the forefront of innovation in the BHD group and was requesting a solid foundation for its digital journeys. It started traditionally with a first step, tokenizing all its issued cards. Now the bank is working hard on the following steps, with dynamic CVV based on its Tokenization engine and the provisioning of its cards into 3rd-parties wallets and also into the CTP wallet (the innovative Click-to-Pay solution promoted by EMVco participants.  

 


PROSA is the dominant player in México for switching activities and for issuing cards following the domestic payment scheme named CARNET (more than 15 million cards in the field). In order to protect those cards embarked in physical and digital transactions, PROSA needed to run its own Token vault, according to EMVCo specifications, but independent from Tokens of International Payment Schemes. 

 

LOGIKARD is a technology provider based in Ecuador and active in the whole Andean Pact. It has a long track of records of delivering payment cards and solutions to the Payment ecosystem. Partnership with CUB3PAY has been developed although past years with commercial successes and capability of running CUB3PAY platform locally in Ecuador, as an alternative to the SaaS business model.

 

This is the “super-APP” in Dominican Republic, available through many banks and connected to all acquiring networks and telecom operators. For enhancing the usage in front of terminal POS of the tPAGO application, the back-office is generating private tokens encapsulating the phone number of the final users and which are accepted by all the POS terminals in the country. A pioneering application for many wallets in the marketplace which are leveraging Tokenization for a controlled usage.

 


Société Maghrébine de Monétique (S2M) is a pioneering Moroccan company in the field of electronic payment solutions. Founded in 1983 in Casablanca, it is today a major international player, present in more than 35 countries across Africa, Europe, Asia and Oceania. Today S2M is offering a large portfolio of services including Tokenization in partnership with CUB3PAY and has large ambition in multiple geographies with SaaS and on-premises architectures.

 

Pagatodo is a Mexican financial services company that operates under the name Banco PagaTodo. Established in 2000 and headquartered in Miguel Hidalgo, Mexico City, the company offers a range of digital banking solutions aimed at simplifying financial transactions for individuals and businesses. Grupo Pagatodo is operating on both sides: Acquiring and Issuing and in multiple countries in Latin America.

In a record time, Banco Caribe has enabled  its payment cards with Tokenization. The respective teams, Caribe and CUB3 have been aligning and collaborating for developments of APIs  and then testing with VISA. Now the bank is ready for digital journeys encompassing e-Commerce, Card-on-File, Click-to-Pay and provisioning to OEM-Pay's. This step is of utmost importance for issuers for preparing their digital transformation roadmap. 

 


Grupo TRT - Banrural  is a business consortium headquartered in Guatemala, specializing in providing financial and technological solutions to financial institutions in Central America, including Honduras. Founded in 2004, the group focuses on optimizing resources through process digitalization and providing high-quality information to improve market agility. CUB3PAY is running a promising Payment QR project  with them.

 

Masarat Fintech, officially known as Masarat for IT and Financial Services, is a pioneering Magrehbin company in the financial technology sector. Established in 2005 , Masarat has been instrumental in introducing and expanding digital financial services across North African countries. Today they are building a propietary token platform for protecting on-line and mobile transactions.

The tide is now rising everywhere and all financial entities are now completing their preparation for their Digital Transformation. Banfondesa has completed its integration tests with VTS, the VISA tokenization infrastructure, thanks to the CUB3PAY platform. They can now start building upon that basement, different use-cases for the benefit of their cardholders.  CUB3PAY wants to congratulate them for that important milestone and wish them successful digital journey!